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Financial health revolves around a positive credit score, saving you money and offering you more financial benefits and opportunities. With millions of inaccurate items appearing on consumer credit reports, many Americans are facing increased interest rates and the inability to get a home, auto or credit loan. Thanks to the Fair Credit Reporting Act, you can have these items verified- and we can help.

As of today’s date, we have successfully corrected over 1 million inaccurate accounts which includes:

  • Late Payments
  • Collections
  • Public Records
  • Personal Information
  • Foreclosures
  • Bankruptcies
  • Student Loans
  • Judgments
  • Repossessions
  • Settlements
  • Evictions


We have an A+ rating with the BBB.


Is Credit Restoration Legal?

Absolutely. The Fair Credit Reporting Act allows anyone to dispute inaccurate items on their credit reports. The FCRA (Fair Credit Reporting Act) and the FDCPA (Fair Debts Collections Practices Act) were designed to protect your rights, and initiated to hold creditors and credit agencies legally responsible for all claims they make against you. Any inaccurate, incomplete, outdated or unverifiable accounts must be removed or corrected.

How Long Does The Process Take?

Everyone’s credit situation is completely different, so how long it takes for you to achieve your expected results depends on the number of derogatory credit items on your reports, your participation in getting credit reports to us, your ability to pay overdue debt, and the level of credit bureau cooperation. We will do our part by performing a comprehensive evaluation of your credit reports and creating dispute letters based on the results, usually within 48 hours from the date we receive them. Most of the wait-time after is usually spent waiting for the credit bureaus or creditors to respond.

How Much Will You Increase My Credit Score?

Many of our clients have seen an increase of 100 points or more*; however, the actual amount will vary per customer. There are many factors that affect a credit score besides derogatory items. For example, the ability to pay down revolving debt, the type of credit you have, your length of credit history, even the number of inquiries on your credit file. It is especially important that no current accounts fall into a negative status.

Can I Restore My Own Credit?

Yes, you can. You can also represent yourself in a court of law, and do your own oil changes on your vehicles. There’s nothing we do that you cannot do yourself when it comes to fixing your credit situation. Individuals can restore their credit on their own but this can take time and a lot of knowledge when it comes to the credit laws. We are a service company. We offer experienced, professional help at very affordable rates for your convenience and benefit.


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